If you've searched online for private health insurance that covers high cholesterol then you are most likely for looking for trusted UK based health insurance companies that can cover high cholesterol.
Our advice when shopping around for private medical cover that covers high cholesterol is to speak to a insurance broker. Health insurance is incredibly complicated and if you want complete certainty that high cholesterol is covered you should talk with a health insurance broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a broker but the largest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you live in many different areas? Some will give you a cheaper policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every health insurance provider on the market and ask if they cover high cholesterol, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which policy providers on the market cover high cholesterol and under what conditions they do or don't cover it.
High Cholesterol Information
Evidence strongly indicates that high cholesterol can increase the risk of:
This is because cholesterol can build up in the artery wall, restricting the blood flow to your heart, brain and the rest of your body. It also increases the risk of a blood clot developing somewhere in your body.
Your risk of developing coronary heart disease also rises as your blood's cholesterol level increases. This can cause pain in your chest or arm during stress or physical activity (angina).
Many factors can increase your chances of having heart problems or a stroke if you have high cholesterol.
There's also an inherited condition called familial hypercholesterolaemia. This can cause high cholesterol even in someone who eats healthily.
Read more about the causes of high cholesterol
Your GP may recommend that you have your blood cholesterol levels tested if you:
Read more about how cholesterol is tested
Blood cholesterol is measured in units called millimoles per litre of blood, often shortened to mmol/L.
As a general guide, total cholesterol levels should be:
As a general guide, LDL levels should be:
An ideal level of HDL is above 1mmol/L. A lower level of HDL can increase your risk of heart disease.
Your ratio of total cholesterol to HDL may also be calculated. This is your total cholesterol level divided by your HDL level. Generally, this ratio should be below four, as a higher ratio increases your risk of heart disease.
Cholesterol is only one risk factor. The level at which specific treatment is required will depend on whether other risk factors, such as smoking and high blood pressure, are also present.