If you've searched the web for private medical insurance that covers genital warts then you are probably for looking for established UK based health insurance providers that can cover your genital warts.
Our advice when shopping around for private medical insurance that covers genital warts is to speak to a insurance broker. Health insurance is incredibly complicated and if you want complete certainty that genital warts is covered you should consult with a medical insurance broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a insurance broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.
- Do you reside in many different postcodes? Some will give you a cheaper premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they cover genital warts, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which providers on the market cover genital warts and under what terms they do or don't cover it.
Genital Warts Information
Genital warts are a common sexually transmitted infection caused by a virus called Human Papilloma Virus (HPV).
This virus is passed on through direct skin-to-skin contact with someone who has HPV on their skin. It can be passed from person to person during vaginal and anal sex. It's also rarely passon on through oral sex.
You get genital warts by touching your genitals with someone else’s genitals who carries the HPV virus. The virus may be present on the skin but no actual warts can be seen.
You can get warts even if you use condoms or don’t have penetrative sex, as a condom does not cover the all of the genital skin.
If you have genital warts, you may notice lumps or growths which were not there before around your vagina, penis or anus. However, you can carry the virus without developing actual warts.
You may develop symptoms years after you have been in contact with the virus, so it isn’t possible to know when you came in contact with HPV.
It's common for warts to appear or re-appear during pregnancy due to a change in how the immune system manages the virus.
If you think you may have genital warts you should make an appointment with your GP or contact your local sexual health services.
It’s important that warts are diagnosed by a doctor or nurse.
Treatment for genital warts needs to be prescribed by a doctor or nurse.
The type of treatment you'll be offered depends on what your warts are like. The doctor or nurse will discuss this with you. Treatment options include:
If left untreated, the warts may increase in size and number, and you will be more likely to pass the infection on to any partners. In some people warts can get better by themselves.
Warts can come back after you have managed to get rid of them. This may happen weeks, months or years after they first appeared.
You can try and prevent this by keeping yourself and your immune system as healthy as possible by eating well, exercising.
Smoking reduces your chances of clearing the virus, so it is advised you stop smoking.