If you've searched Google for health insurance that covers foetal alcohol syndrome then you are most likely for looking for trusted UK based health insurance providers that will cover foetal alcohol syndrome.
Our advice when looking for private medical cover that covers foetal alcohol syndrome is to speak to a insurance broker. Health insurance is extremely complex and if you want absolute certainty that foetal alcohol syndrome is covered by your policy you should consult with a medical insurance broker who can explain which providers will cover this medical condition and which will exclude it.
There are many advantages to using a insurance broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you live in many different areas? Some will give you a cheaper premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider you can find and ask if they cover foetal alcohol syndrome, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which providers on the market cover foetal alcohol syndrome and under what conditions they do or don't cover it.
Foetal Alcohol Syndrome Information
Some people will tell you that having the odd drink when you’re pregnant is okay.
In fact, there's no known safe limit of drinking during pregnancy.
The safest option is to stop drinking when you’re trying to get pregnant or as soon as you know you’re pregnant.
Your baby's developing all the way through your pregnancy. Alcohol can be harmful at any stage.
Even small amounts of alcohol can cross over from your body into your baby. The exact level of alcohol exposure that can lead to harm is not known with certainty, but the more you drink, the greater the possible harm.
Drinking a lot in a single occasion (sometimes called binge drinking) is especially harmful
If you drink while pregnant your baby could develop a fetal alcohol spectrum disorder (FASD). This is a term used to describe a range of alcohol-related birth defects.
About 3 in every 100 children and young people in the UK has FASD, but it’s totally preventable by avoiding alcohol when pregnant or planning a pregnancy.
FASD may not always be detected at birth but can cause problems later in life, including:
Lots of pregnancies aren’t planned, so you might not have known you were pregnant for a while and may have taken alcohol in that time.
The first and most important thing you can do now is to stop drinking alcohol completely.
When you go to your first antenatal appointment, your midwife will ask you whether you drink alcohol and if so how much.
Be honest with your midwife or GP if you have been drinking during pregnancy, you can speak safely and openly to them.
If you need further support.