If you've searched the internet for private health insurance that covers flu then you are probably for looking for trusted UK based health insurance companies that will cover flu.
Our advice when shopping around for private medical insurance that covers flu is to speak to a health insurance broker. Health insurance is very complicated and if you want complete certainty that flu is covered you should talk with a broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a broker but the largest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you reside in many different postcodes? Some will give you a lower premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider on the market and ask if they cover flu, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which policy providers on the market cover flu and under what conditions they do or don't cover it.
Flu (influenza) is a common infectious viral illness spread by coughs and sneezes. It can be very unpleasant, but you'll usually begin to feel better within about a week.
You can catch flu all year round, but it's especially common in winter, which is why it's also known as seasonal flu.
Flu isn't the same as the common cold. Flu is caused by a different group of viruses and the symptoms tend to start more suddenly, be more severe and last longer.
Some of the main symptoms of flu include:
Cold-like symptoms, such as a blocked or runny nose, sneezing, and a sore throat, can also be caused by flu, but they tend to be less severe than the other symptoms you have.
Flu can make you feel so exhausted and unwell that you have to stay in bed and rest until you feel better.
Read more about the symptoms of flu
If you're otherwise fit and healthy, there's usually no need to see your GP if you have flu-like symptoms.
If you're concerned about coronavirus (COVID-19), be mindful of our ibuprofen advice on the coronavius page.
The best remedy is to rest at home, keep warm and drink plenty of water to avoid dehydration. You can take paracetamol or ibuprofen to lower a high temperature and relieve aches if necessary.
Stay off work or school until you're feeling better. For most people, this will take about a week.
Read more about treating flu at home
Consider visiting your GP if: