Health Insurance That Covers Endometriosis

A Buyers Guide To Health Insurance For Endometriosis

Posted by Greg Jones on January 24, 2020

If you've searched online for private medical insurance that covers endometriosis then you are probably for looking for trusted UK based health insurance providers that will cover your endometriosis.

Our advice when shopping around for private medical insurance that covers endometriosis is to speak to a insurance broker. Health insurance is very complicated and if you want absolute certainty that endometriosis is covered you should consult with a health insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.

There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.

  • Do you reside in many different postcodes? Some will give you a lower policy premium than offers. A insurance broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
  • You've lean't you're at risk of developing a certain medical condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.

You can call around every medical insurance provider you can find and ask if they cover endometriosis, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its far far quicker to speak to one medical insurance broker which will know which providers on the market cover endometriosis and under what terms they do or don't cover it.

Endometriosis Information

Endometriosis is a common long-term (chronic) condition where tissue similar to the lining of the womb is found elsewhere in the body.

Each month, this tissue responds to the monthly menstrual cycle in the same way as the lining of the womb. The lining builds up, then breaks down followed by bleeding.

But unlike the lining of the womb, which leaves the body as a period, the tissue has no way of leaving the body.

It can be found in many different areas of the body, including:

While endometriosis is generally found within the pelvic cavity, it's sometimes found in other parts of the body, such as the lungs.

The condition is estimated to affect around 1.5 million women in the UK.

Symptoms can vary significantly from person to person. Some people have no symptoms at all.

The most common symptoms include:

Symptoms may be associated with your period or a certain point in the menstrual cycle, rather than being continual.

Other symptoms may include:

The symptoms don't necessarily reflect how much endometriosis tissue a person has. A small amount could be more painful than a large amount.

It can be difficult to diagnose because symptoms can vary considerably and many other conditions can cause similar symptoms.

See your GP if you have symptoms so they can try to help you. Keeping a pain and symptoms diary can help you describe to your GP what you are experiencing.

If your GP suspects endometriosis, you may be prescribed pain relief and hormonal contraceptives, such as the contraceptive pill, injection or hormonal coil (IUD) to try and control the symptoms.

If symptoms continue, you have side effects that negatively affect you or you don't want to use hormonal treatment, your GP may refer you to a gynaecologist. This is a doctor specialising in problems affecting the female reproductive system.