If you've searched the internet for private health insurance that covers dystonia then you are most likely for looking for trusted UK based health insurance companies that can cover your dystonia.
Our advice when looking for private medical insurance that covers dystonia is to speak to a insurance broker. Health insurance is extremely complicated and if you want absolute certainty that dystonia is covered you should consult with a health insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a broker but the largest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you reside in many different postcodes? Some will give you a cheaper premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every health insurance provider on the market and ask if they cover dystonia, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which policy providers on the market cover dystonia and under what conditions they do or don't cover it.
Dystonia is a medical term for a range of movement disorders that cause muscle spasms and contractions.
The spasms and contractions may either be sustained or may come and go.
Movements are often repetitive and cause unusual, awkward and sometimes painful postures. Tremor (shaking) can also be a characteristic of some types of dystonia.
Dystonia is thought to be a neurological condition (caused by underlying problems with the brain and nervous system). However, in most cases, brain functions such as intelligence, memory and language remain unaffected.
Dystonia can affect only one muscle or a group of muscles. There are five main types of dystonia:
About 90% of all cases are either cervical dystonia (which affects the neck muscles) or blepharospasm (which affects the eyelids). These are both focal dystonias that tend to develop later in life. They don’t usually get any worse and no other muscles are affected.
Read more about the symptoms of dystonia.
Exactly how dystonia develops remains uncertain, but it's thought to be caused by a problem with the part of the brain that controls muscle movement (the basal ganglia).
If there's no identifiable cause of dystonia, or if the cause is genetic, it's described as primary dystonia.
Secondary dystonia is where dystonia occurs as a symptom of an underlying condition or injury. Common causes include stroke, brain injury, encephalitis and Parkinson’s disease.
Read more about the causes of dystonia.
Dystonia is diagnosed by a specialist examining and recognising the typical symptoms. The type of dystonia is then classified by which area of the body is affected.
When diagnosing dystonia, it's important to confirm whether you have primary or secondary dystonia, because this may determine the type of treatment you need.
If you have typical signs of late-onset focal dystonia, specific investigations may not be required. However, tests may be needed to confirm whether you have primary or secondary dystonia. These may include brain scans, urine or blood tests, and genetic testing.
Read more about how dystonia is diagnosed.