If you've searched Google for private medical insurance that covers downs syndrome then you are probably for looking for established UK based health insurance providers that can cover your downs syndrome.
Our advice when shopping around for private medical insurance that covers downs syndrome is to speak to a health insurance broker. Health insurance is incredibly complex and if you want absolute certainty that downs syndrome is covered you should consult with a medical insurance broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.
- Do you live in many different areas? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain medical condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every health insurance provider on the market and ask if they cover downs syndrome, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which providers on the market cover downs syndrome and under what conditions they do or don't cover it.
Downs Syndrome Information
A baby with Down's syndrome is born with more of chromosome 21 in some or all of their cells. It's also known as Trisomy 21.
People with Down’s syndrome may lead active, healthy and independent lives into their 60s, 70s and beyond.
Most will have mild to moderate learning disabilities and some may have more complex needs.
It cannot be known before birth if a person will need any additional help and support.
Some health conditions are more common in people with Down's syndrome but some are less common.
There are increasing opportunities and support in education, work and housing for people with Down's syndrome.
Those with it can live healthy and fulfilling lives as part of their families and communities.
Some may:
Evidence suggests most families of people with the condition feel satisfied with their lives.
Many children with Down's syndrome attend mainstream school and receive additional support if they need it.
Many children with Down's syndrome have similar health conditions to all children.
Some health conditions can be more common in people with Down’s syndrome, but some are less common.
Regular health checks can make sure any health conditions are picked up early and managed.
Down's syndrome is not a life-limiting condition. People with the condition can lead active, healthy and fairly independent lives into their 60s, 70's and beyond.
During your pregnancy you'll be offered a test to detect if your baby might have Down’s syndrome.