Health Insurance That Covers Common Heart Conditions

A Buyers Guide To Health Insurance For Common Heart Conditions

Posted by Greg Jones on January 24, 2020

If you've searched the internet for private medical insurance that covers common heart conditions then you are probably for looking for established UK based health insurance companies that will cover your common heart conditions.

Our advice when looking for private medical cover that covers common heart conditions is to speak to a insurance broker. Health insurance is extremely complicated and if you want complete certainty that common heart conditions is covered by your policy you should talk with a medical insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.

There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.

  • Do you reside in many different postcodes? Some will give you a lower policy premium than offers. A insurance broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've lean't you're at risk of developing a certain medical condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.

You can call around every health insurance provider on the market and ask if they cover common heart conditions, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one health insurance broker which will know which providers on the market cover common heart conditions and under what terms they do or don't cover it.

Common Heart Conditions Information

There are many different heart conditions and problems which are collectively called heart disease.

It’s always best to discuss your heart condition with your health professional or heart specialist who can advise you on the correct diagnosis and name of your condition and treatment plan.

Heart disease and different conditions affect the heart’s ability to work efficiently.

It can be worrying and confusing to be diagnosed with a heart condition, but there's a lot of information and support available to you. Sometimes understanding what is happening can help you worry less.

The most common heart condition in Scotland is coronary heart disease. This is caused when the heart’s blood vessels - the coronary arteries - become narrowed or blocked and can’t supply enough blood to the heart.

It can lead to angina and/or a heart attack.

Read more about coronary heart disease

Angina is a pain or discomfort in your chest, arm, neck, stomach or jaw that happens when the blood supply to your heart becomes restricted because of your arteries becoming narrowed. This clogging is called atheroma. Angina is a symptom of coronary heart disease, not an illness in itself.

Angina is your heart’s way of telling you it’s not getting enough oxygen when you’re doing something strenuous or you’re feeling under stress. Many people learn to recognise how much activity will bring on an angina attack - this is called stable angina.

If you have unexplained chest pain, seek urgent medical advice - you will need an assessment of your overall health.

Unstable angina can be undiagnosed chest pain or a sudden worsening of existing angina. It happens when the blood supply to the heart is severely restricted and angina attacks occur more frequently, with less and less activity.

These attacks may even happen at rest or wake you from sleep. They can last up to 10 minutes.

You should see your doctor urgently, and you may be admitted to hospital.

Until tests confirm the diagnosis, this is sometimes called Acute Coronary Syndrome (ACS).

Read more about angina