If you've searched the internet for private medical insurance that covers coma then you are probably for looking for trusted UK based health insurance companies that will cover your coma.
Our advice when shopping around for private medical insurance that covers coma is to speak to a insurance broker. Health insurance is extremely complex and if you want complete certainty that coma is covered you should consult with a medical insurance broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a cheaper premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider you can find and ask if they cover coma, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which providers on the market cover coma and under what terms they do or don't cover it.
A coma is a state of unconsciousness where a person is unresponsive and cannot be woken.
It can result from injury to the brain, such as a severe head injury or stroke. A coma can also be caused by severe alcohol poisoning or a brain infection (encephalitis).
People with diabetes could fall into a coma if their blood glucose levels suddenly became very low (hypoglycaemia) or very high (hyperglycaemia).
Someone who is in a coma is unconscious and has minimal brain activity. They're alive, but can't be woken up and show no signs of being aware.
The person's eyes will be closed and they'll appear to be unresponsive to their environment. They won't normally respond to sound or pain, or be able to communicate or move voluntarily.
Someone in a coma will also have very reduced basic reflexes such as coughing and swallowing. They may be able to breathe on their own, although some people require a machine to help them breathe.
Over time, the person may start to gradually regain consciousness and become more aware. Some people will wake up after a few weeks, while others may go into a vegetative state or minimally conscious state (see recovering from a coma, below).
Doctors assess a person's level of consciousness using a tool called the Glasgow Coma Scale. This level is monitored constantly for signs of improvement or deterioration. The Glasgow Coma Scale assesses three things:
Most people in a coma will have a total score of eight or less. A lower score means someone may have experienced more severe brain damage and could be less likely to recover.
In the short term, a person in a coma will normally be looked after in an intensive care unit (ICU). Treatment involves ensuring their condition is stable and their body functions, such as breathing and blood pressure, are supported while the underlying cause is treated.
In the longer term, healthcare staff will give supportive treatment on a hospital ward. This can involve providing nutrition, trying to prevent infections, moving the person regularly so they don't develop bedsores, and gently exercising their joints to stop them becoming tight.
The experience of being in a coma differs from person to person. Some people feel they can remember events that happened around them while they were in a coma, while others don't.
Some people have reported feeling enormous reassurance from the presence of a loved one when coming out of a coma.
When visiting a friend or loved one in a coma, you may find the advice below helpful:
Research has also suggested that stimulating the main senses – touch, hearing, vision and smell – could potentially help a person recover from a coma.