Health Insurance That Covers Chronic Lymphocytic Leukaemia

A Buyers Guide To Health Insurance For Chronic Lymphocytic Leukaemia

Posted by Greg Jones on January 24, 2020

If you've searched online for private medical insurance that covers chronic lymphocytic leukaemia then you are most likely for looking for trusted UK based health insurance providers that will cover chronic lymphocytic leukaemia.

Our advice when shopping around for private medical cover that covers chronic lymphocytic leukaemia is to speak to a insurance broker. Health insurance is incredibly complicated and if you want complete certainty that chronic lymphocytic leukaemia is covered you should talk with a medical insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.

There are many advantages to using a insurance broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.

  • Do you live in many different postcodes? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've lean't you're at risk of developing a certain medical condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every health insurance provider you can find and ask if they cover chronic lymphocytic leukaemia, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its far far quicker to speak to one medical insurance broker which will know which policy providers on the market cover chronic lymphocytic leukaemia and under what terms they do or don't cover it.

Chronic Lymphocytic Leukaemia Information

Chronic lymphocytic leukaemia is a type of cancer that affects the white blood cells and tends to progress slowly over many years.

It mostly affects people over the age of 60 and is rare in people under 40. Children are almost never affected.

In chronic lymphocytic leukaemia (CLL), the spongy material found inside some bones (bone marrow) produces too many white blood cells called lymphocytes that aren't fully developed and don't work properly.

Over time this can cause a range of problems, such as an increased risk of picking up infections, persistent tiredness, swollen glands in the neck, armpits or groin, and unusual bleeding or bruising.

CLL is different from other types of leukaemia, including chronic myeloid leukaemia, acute lymphoblastic leukaemia and acute myeloid leukaemia.

CLL doesn't usually cause any symptoms early on and may only be picked up during a blood test carried out for another reason.

When symptoms develop, they may include:

You should visit your GP if you have any persistent or worrying symptoms. These symptoms can have other causes other than cancer, but it's a good idea to get them checked out.

Read more about diagnosing CLL and complications of CLL.

As CLL progresses slowly and often has no symptoms at first, you may not need to be treated immediately.

If it's caught early on, you'll have regular check-ups over the following months or years to see if it's getting any worse.

If CLL starts to cause symptoms, or isn't diagnosed until later on, the main treatments are:

Treatment can't usually cure CLL completely, but can slow its progression and lead to periods where there are no symptoms. Treatment may be repeated if the condition comes back.

Read more about treating CLL.

The outlook for CLL depends on how advanced it is when it's diagnosed, how old you are when diagnosed, and your general health.