If you've searched the web for health insurance that covers chest infection then you are most likely for looking for trusted UK based health insurance providers that will cover your chest infection.
Our advice when looking for private medical insurance that covers chest infection is to speak to a health insurance broker. Health insurance is very complicated and if you want complete certainty that chest infection is covered by your policy you should talk with a broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a insurance broker but the largest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you reside in many different postcodes? Some will give you a cheaper premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain medical condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider on the market and ask if they cover chest infection, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which providers on the market cover chest infection and under what terms they do or don't cover it.
Chest Infection Information
Chest infections are common, especially after a cold or flu during autumn and winter.
Although most are mild and get better on their own, some can be serious or even life-threatening.
This page covers:
Signs and symptoms of a chest infection
What causes chest infections?
Caring for your symptoms at home
When to see a doctor
Preventing chest infections
The main symptoms of a chest infection can include:
You may also experience more general symptoms of an infection, such as a headache, fatigue, sweating, loss of appetite, or joint and muscle pain.
A chest infection is an infection of the lungs or airways. The main types of chest infection are bronchitis and pneumonia.
Most bronchitis cases are caused by viruses, whereas most pneumonia cases are due to bacteria.
These infections are usually spread when an infected person coughs or sneezes. This launches tiny droplets of fluid containing the virus or bacteria into the air, where they can be breathed in by others.
The infections can also be spread to others if you cough or sneeze onto your hand, an object or a surface, and someone else shakes your hand or touches those surfaces before touching their mouth or nose.
Certain groups of people have a higher risk of developing serious chest infections, such as: