If you've searched the web for private health insurance that covers catarrh then you are probably for looking for trusted UK based health insurance companies that will cover catarrh.
Our advice when shopping around for private medical cover that covers catarrh is to speak to a insurance broker. Health insurance is very complicated and if you want absolute certainty that catarrh is covered by your policy you should talk with a broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a broker but the largest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you live in many different postcodes? Some will give you a lower policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider you can find and ask if they cover catarrh, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which providers on the market cover catarrh and under what conditions they do or don't cover it.
Catarrh is a build-up of mucus in an airway or cavity of the body.
It usually affects the back of the nose, the throat or the sinuses (air-filled cavities in the bones of the face).
It's often temporary, but some people experience it for months or years. This is known as chronic catarrh.
Catarrh can be a nuisance and may be difficult to get rid of, but it's not harmful and there are treatments available.
Catarrh can lead to a:
These problems can be frustrating to live with and may affect your sleep, making you feel tired.
Catarrh will often pass in a few days or weeks as the condition that causes it improves.
There are things you can try at home to relieve your symptoms, such as:
There are also several remedies, such as herbal medicines, available from health shops and pharmacies that claim to treat catarrh. Some people find these helpful, but there's generally little scientific evidence to suggest they work.
Speak to your GP if your catarrh persists and is becoming difficult to live with.
They may want to rule out conditions that could be causing it, such as nasal polyps or allergies. This may mean you need to be referred to a specialist for tests.
If you're diagnosed with a specific underlying condition, treating it may help relieve your catarrh. For example, nasal polyps may be treated with a steroid nasal spray, or in some cases surgery.
If a cause for you catarrh cannot be found, the self-help techniques above may be recommended. Unfortunately, however, chronic catarrh can be hard to treat and may last for a long time.
Catarrh is usually caused by the immune system reacting to an infection or irritation, which causes the lining of your nose and throat to become swollen and produce mucus.
This can be triggered by: