If you've searched online for private medical insurance that covers bronchitis then you are probably for looking for established UK based health insurance providers that can cover bronchitis.
Our advice when looking for private medical insurance that covers bronchitis is to speak to a health insurance broker. Health insurance is very complex and if you want absolute certainty that bronchitis is covered by your policy you should consult with a medical insurance broker who can explain which providers will cover this medical condition and which will exclude it.
There are many advantages to using a insurance broker but the largest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.
- Do you reside in many different postcodes? Some will give you a lower policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain medical condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider you can find and ask if they cover bronchitis, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which policy providers on the market cover bronchitis and under what terms they do or don't cover it.
Bronchitis is an infection of the main airways of the lungs (bronchi), causing them to become irritated and inflamed.
The main symptom is a cough, which may bring up yellow-grey mucus (phlegm). Bronchitis may also cause a sore throat and wheezing.
Read more about the symptoms of bronchitis.
Most cases of bronchitis can be treated easily at home with rest, non-steroidal anti-inflammatory drugs (NSAIDs) and plenty of fluids.
You only need to see your GP if your symptoms are severe or unusual – for example, if:
Your GP may need to rule out other lung infections, such as pneumonia, which has symptoms similar to those of bronchitis. If your GP thinks you may have pneumonia, you will probably need a chest X-ray, and a sample of mucus may be taken for testing.
If your GP thinks you might have an undiagnosed underlying condition, they may also suggest a pulmonary function test. You will be asked to take a deep breath and blow into a device called a spirometer, which measures the volume of air in your lungs. Decreased lung capacity can indicate an underlying health problem.
In most cases, bronchitis will clear up by itself within a few weeks without the need for treatment. This type of bronchitis is known as "acute bronchitis". While you are waiting for it to pass, you should drink lots of fluid and get plenty of rest.
In some cases, the symptoms of bronchitis can last much longer. If symptoms last for at least three months, it is known as "chronic bronchitis". There is no cure for chronic bronchitis, but there are several medications to help relieve symptoms. It is also important to avoid smoking and smoky environments, as this can make your symptoms worse.
Read more about treating bronchitis.
The bronchi are the main airways in your lungs, which branch off on either side of your windpipe (trachea). They lead to smaller and smaller airways inside your lungs, known as bronchioles.
The walls of the bronchi produce mucus to trap dust and other particles that could otherwise cause irritation.
Most cases of acute bronchitis develop when an infection causes the bronchi to become irritated and inflamed, which causes them to produce more mucus than usual. Your body tries to shift this extra mucus through coughing.
Smoking is the most common cause of chronic bronchitis. Over time, tobacco smoke can cause permanent damage to the bronchi, causing them to become inflamed.
Read more about the causes of bronchitis.