If you've searched the internet for private medical insurance that covers bronchiectasis then you are probably for looking for trusted UK based health insurance providers that can cover bronchiectasis.
Our advice when looking for private medical insurance that covers bronchiectasis is to speak to a health insurance broker. Health insurance is incredibly complex and if you want complete certainty that bronchiectasis is covered by your policy you should talk with a health insurance broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a lower premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider on the market and ask if they cover bronchiectasis, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which providers on the market cover bronchiectasis and under what terms they do or don't cover it.
Bronchiectasis is a long-term condition where the airways of the lungs become abnormally widened, leading to a build-up of excess mucus that can make the lungs more vulnerable to infection.
The most common symptoms of bronchiectasis include:
The severity of symptoms can vary widely. Some people have only a few symptoms that don't appear often, while others have wide-ranging daily symptoms.
The symptoms tend to get worse if you develop an infection in your lungs.
Read more about the symptoms of bronchiectasis.
You should see your GP if you develop a persistent cough. While this may not be caused by bronchiectasis, it requires further investigation.
If your GP suspects you may have bronchiectasis, they'll refer you to a specialist in treating lung conditions (a respiratory consultant) for further tests.
Read more about diagnosing bronchiectasis.
The lungs are full of tiny branching airways, known as bronchi. Oxygen travels through these airways, ends up in tiny sacs called alveoli, and from there is absorbed into the bloodstream.
The inside walls of the bronchi are coated with sticky mucus, which protects against damage from particles moving down into the lungs.
In bronchiectasis, one or more of the bronchi are abnormally widened. This means more mucus than usual gathers there, which makes the bronchi more vulnerable to infection. If an infection does develop, the bronchi may be damaged again, so even more mucus gathers in them, and the risk of infection increases further.
Over time, this cycle can cause gradually worsening damage to the lungs.
Bronchiectasis can develop if the tissue and muscles that surround the bronchi are damaged or destroyed.
There are many reasons why this may happen. The three most common causes in the UK are:
However, in many cases of bronchiectasis, no obvious cause for the condition can be found (known as idiopathic bronchiectasis).