Health Insurance That Covers Bladder Cancer

A Buyers Guide To Health Insurance For Bladder Cancer

Posted by Greg Jones on January 24, 2020

If you've searched the net for health insurance that covers bladder cancer then you are most likely for looking for established UK based health insurance providers that can cover bladder cancer.

Our advice when shopping around for private medical cover that covers bladder cancer is to speak to a health insurance broker. Health insurance is very complicated and if you want complete certainty that bladder cancer is covered by your policy you should talk with a health insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.

There are many advantages to using a broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.

  • Do you reside in many different areas? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've developed a certain medical condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.

You can call around every health insurance provider on the market and ask if they cover bladder cancer, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its far far quicker to speak to one medical insurance broker which will know which providers on the market cover bladder cancer and under what conditions they do or don't cover it.

Bladder Cancer Information

Bladder cancer is where a growth of abnormal tissue, known as a tumour, develops in the bladder lining. In some cases, the tumour spreads into the surrounding muscles.

The most common symptom of bladder cancer is blood in your urine, which is usually painless.

If you notice blood in your urine, even if it comes and goes, you should visit your GP, so the cause can be investigated.

Read about the symptoms of bladder cancer

Once diagnosed, bladder cancer can be classified by how far it has spread. 

If the cancerous cells are contained inside the lining of the bladder, doctors describe it as non-muscle-invasive bladder cancer. This is the most common type of bladder cancer, accounting for 7 out of 10 cases. Most people don't die as a result of this type of bladder cancer.

When the cancerous cells spread beyond the lining, into the surrounding muscles of the bladder, it's referred to as muscle-invasive bladder cancer. This is less common, but has a higher chance of spreading to other parts of the body and can be fatal.

If bladder cancer has spread to other parts of the body, it's known as locally advanced or metastatic bladder cancer.

Read more about diagnosing bladder cancer

Most cases of bladder cancer appear to be caused by exposure to harmful substances, which lead to abnormal changes in the bladder's cells over many years.

Tobacco smoke is a common cause and it's estimated that half of all cases of bladder cancer are caused by smoking.

Contact with certain chemicals previously used in manufacturing is also known to cause bladder cancer. However, these substances have since been banned.

Read more about the causes of bladder cancer and preventing bladder cancer

In cases of non-muscle-invasive bladder cancer, it's usually possible to remove the cancerous cells while leaving the rest of the bladder intact.

This is done using a surgical technique called transurethral resection of a bladder tumour (TURBT). This is followed by a dose of chemotherapy medication directly into the bladder, to reduce the risk of the cancer returning.