Health Insurance That Covers Benign Prostate Enlargement

A Buyers Guide To Health Insurance For Benign Prostate Enlargement

Posted by Greg Jones on January 24, 2020

If you've searched online for private medical insurance that covers benign prostate enlargement then you are probably for looking for established UK based health insurance companies that can cover benign prostate enlargement.

Our advice when looking for private medical insurance that covers benign prostate enlargement is to speak to a insurance broker. Health insurance is incredibly complicated and if you want complete certainty that benign prostate enlargement is covered by your policy you should consult with a broker who can explain which policy providers will cover this medical condition and which will not.

There are many advantages to using a insurance broker but the largest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.

  • Do you reside in many different postcodes? Some will give you a lower premium than offers. A insurance broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've developed a certain medical condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.

You can call around every medical insurance provider you can find and ask if they cover benign prostate enlargement, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its far far quicker to speak to one health insurance broker which will know which policy providers on the market cover benign prostate enlargement and under what conditions they do or don't cover it.

Benign Prostate Enlargement Information

Benign prostate enlargement (BPE), also known as benign prostatic hyperplasia (BPH), is a condition that affects older men.

It's particularly common in men over 50 years of age and isn't usually a serious threat to health.

The prostate is a small gland found only in men, located in the pelvis, between the penis and bladder. It's involved in the production of semen.

The prostate produces a thick, white fluid that's made into a thinner liquid by a protein called prostate-specific antigen (PSA). The liquid is then mixed with sperm, produced by the testicles, to create semen.

If the prostate becomes enlarged, it can place pressure on the bladder and urethra (the tube through which urine passes). This can affect how you pass urine and may cause:

In some men, the symptoms are mild and don't require treatment. In others, the symptoms can be very troublesome and have a major impact on a person's quality of life.

Read more about the symptoms of benign prostate enlargement

Many men worry that having an enlarged prostate means they have an increased risk of developing prostate cancer. This isn't the case. The risk of prostate cancer is no greater for men with an enlarged prostate than it is for men without an enlarged prostate.

The cause of prostate enlargement is unknown, but most experts agree that it's linked to hormonal changes that occur as a man gets older.

Read more about the causes of benign prostate enlargement

If your GP suspects that you have an enlarged prostate, you'll be asked to complete a questionnaire to assess your symptoms.

Each question has five possible answers that carry a score, and your overall score indicates the severity of your symptoms.

Your GP will also want to rule out other conditions that cause similar symptoms to prostate enlargement. 

You may have a number of standard tests, such as urine tests, plus some more specific tests, such as a blood test that measures PSA.

Read more about diagnosing benign prostate enlargement