If you've searched the web for health insurance that covers atopic eczema then you are probably for looking for established UK based health insurance companies that will cover your atopic eczema.
Our advice when looking for private medical insurance that covers atopic eczema is to speak to a insurance broker. Health insurance is very complicated and if you want absolute certainty that atopic eczema is covered you should consult with a broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a broker but the largest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.
- Do you live in many different postcodes? Some will give you a cheaper policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider on the market and ask if they cover atopic eczema, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which policy providers on the market cover atopic eczema and under what conditions they do or don't cover it.
Atopic Eczema Information
Atopic eczema, also known as atopic dermatitis, is the most common form of eczema. It mainly affects children, but can also affect adults.
Eczema is a condition that causes the skin to become itchy, red, dry and cracked. It is a long-term (chronic) condition in most people, although it can improve over time, especially in children.
Atopic eczema can affect any part of the body, but the most common areas to be affected are:
People with atopic eczema usually have periods when symptoms are less noticeable, as well as periods when symptoms become more severe (flare-ups).
Read more about the symptoms of atopic eczema and diagnosing atopic eczema.
The exact cause of atopic eczema is unknown, but it's clear it's not down to one single thing. It often occurs in people who get allergies – "atopic" means sensitivity to allergens.
It can run in families, and often develops alongside other conditions, such as asthma and hay fever.
The symptoms of atopic eczema often have certain triggers, such as soaps, detergents, stress and the weather. Sometimes food allergies can play a part, especially in young children with severe eczema.
Read more about the causes of atopic eczema.
There is currently no cure for atopic eczema, but treatment can help relieve the symptoms and many cases improve over time.
However, severe eczema often has a significant impact on daily life and may be difficult to cope with physically and mentally. There is also an increased risk of skin infections.
Many different treatments can be used to control symptoms and manage eczema, including:
Atopic eczema isn't usually serious and can be treated by a pharmacist. Your pharmacist may recommend that you contact your GP practice if required.
Read more about treating atopic eczema and the complications of atopic eczema.
About 1 in 5 children in the UK has atopic eczema. In 8 out of 10 cases, the condition develops before a child reaches the age of 5. Many children develop it before their first birthday.