Health Insurance That Covers Anxiety Disorders In Children

A Buyers Guide To Health Insurance For Anxiety Disorders In Children

Posted by Greg Jones on January 24, 2020

If you've searched the web for health insurance that covers anxiety disorders in children then you are most likely for looking for established UK based health insurance companies that can cover your anxiety disorders in children.

Our advice when looking for health insurance that covers anxiety disorders in children is to speak to a insurance broker. Health insurance is extremely complex and if you want complete certainty that anxiety disorders in children is covered by your policy you should consult with a broker who can explain which providers will cover this medical condition and which will not.

There are many advantages to using a insurance broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.

  • Do you live in many different areas? Some will give you a cheaper premium than offers. A insurance broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've lean't you're at risk of developing a certain medical condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.

You can call around every medical insurance provider on the market and ask if they cover anxiety disorders in children, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one medical insurance broker which will know which policy providers on the market cover anxiety disorders in children and under what terms they do or don't cover it.

Anxiety Disorders In Children Information

It’s normal for children to feel worried or anxious from time to time, such as when they’re starting school or nursery, or moving to a new area.

Anxiety is a feeling of unease, such as worry or fear – it's an understandable reaction in children to change or a stressful event.

But for some children, anxiety affects their behaviour and thoughts on a daily basis, interfering with their school, home and social life. This is when you may need professional help to tackle it before it becomes a more serious issue.

So how do you know when your child's anxiety has reached this stage?

 

Anxiety can make a child feel scared, panicky, embarrassed or ashamed.

Some of the signs to look out for in your child are:

Your child may not be old enough to recognise why they're feeling this way.

The reason for the anxiety (if there is one) will differ depending on the age of the child. Separation anxiety is common in younger children, whereas older children and teenagers tend to worry more about school performance, relationships or health.

Common types of anxiety in children and teenagers are described below.

Children are commonly afraid of things like monsters, dogs or water. This is a perfectly normal part of growing up, but has the potential to become a phobia (a type of anxiety disorder) when the fear becomes overwhelming and affects your child's day-to-day life.

Read about phobias

While it's normal for children to frequently have fears and worries, some anxious children may grow up to develop a long-term condition called generalised anxiety disorder when they become a teenager or young adult.

Generalised anxiety disorder causes you to feel anxious about a wide range of situations and issues, rather than one specific event.

People affected by it feel anxious most days and often struggle to remember the last time they felt relaxed.