If you've searched the net for private health insurance that covers alzheimers disease then you are most likely for looking for trusted UK based health insurance providers that can cover your alzheimers disease.
Our advice when looking for health insurance that covers alzheimers disease is to speak to a insurance broker. Health insurance is very complex and if you want absolute certainty that alzheimers disease is covered by your policy you should consult with a medical insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you reside in many different postcodes? Some will give you a lower policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain medical condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider you can find and ask if they cover alzheimers disease, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which providers on the market cover alzheimers disease and under what terms they do or don't cover it.
Alzheimers Disease Information
Alzheimer's disease is the most common type of dementia, affecting an estimated 850,000 people in the UK.
Dementia is a progressive neurological disease which affects multiple brain functions, including memory.
The exact cause of Alzheimer's disease is unknown, although a number of things are thought to increase your risk of developing the condition. These include:
It's becoming increasingly understood that it's very common to have both changes of Alzheimer's and vascular dementia together (mixed dementia).
Read more about the causes of Alzheimer's disease
Alzheimer's disease is a progressive condition, which means the symptoms develop gradually and become more severe over the course of several years. It affects multiple brain functions.
The first sign of Alzheimer's disease is usually minor memory problems. For example, this could be forgetting about recent conversations or events, and forgetting the names of places and objects.
As the condition develops, memory problems become more severe and further symptoms can develop, such as:
Read more about the symptoms of Alzheimer's disease
Alzheimer's disease is most common in people over the age of 65, and affects slightly more women than men.
The risk of Alzheimer's disease and other types of dementia increases with age, affecting an estimated 1 in 14 people over the age of 65 and 1 in every 6 people over the age of 80.
However, around 1 in every 20 cases of Alzheimer's disease affects people aged 40 to 65.
As the symptoms of Alzheimer's disease progress slowly, it can be difficult to recognise that there's a problem. Many people feel that memory problems are simply a part of getting older.
However, a timely diagnosis of Alzheimer's disease can give you the best chance to prepare and plan for the future, as well as receive any treatment or support that may help.
If you're worried about your memory or think you may have dementia, it's a good idea to see your GP. If you're worried about someone else, you should encourage them to make an appointment and perhaps suggest that you go along with them.