Health Insurance That Covers Raynauds Phenomenon

A Buyers Guide To Health Insurance For Raynauds Phenomenon

Posted by Greg Jones on January 24, 2020

If you've searched the web for health insurance that covers raynauds phenomenon then you are probably for looking for trusted UK based health insurance companies that will cover raynauds phenomenon.

Our advice when shopping around for health insurance that covers raynauds phenomenon is to speak to a health insurance broker. Health insurance is extremely complicated and if you want complete certainty that raynauds phenomenon is covered you should consult with a health insurance broker who can explain which providers will cover this medical condition and which will not.

There are many advantages to using a broker but the largest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.

  • Do you live in many different areas? Some will give you a lower policy premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've developed a certain medical condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every medical insurance provider you can find and ask if they cover raynauds phenomenon, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its far far quicker to speak to one medical insurance broker which will know which providers on the market cover raynauds phenomenon and under what conditions they do or don't cover it.

Raynauds Phenomenon Information

Raynaud’s phenomenon is a common condition that affects the blood supply to certain parts of the body – usually the fingers and toes.

It's often referred to as Raynaud’s syndrome, Raynaud’s disease or just Raynaud's.

Raynaud’s is usually triggered by cold temperatures, anxiety or stress. The condition occurs because your blood vessels go into a temporary spasm, which blocks the flow of blood.

This causes the affected area to change colour to white, then blue and then red, as the bloodflow returns. You may also experience numbness, pain, and pins and needles.

Symptoms of Raynaud's can last from a few minutes to several hours.

It's not a serious threat to your health, but can be annoying to live with, because it can be difficult to use your fingers. People with Raynaud’s often go for long periods without any symptoms, and sometimes the condition goes away altogether.

Other parts of the body that can be affected by Raynaud’s include the ears, nose, nipples and lips.

In many cases, it may be possible to control the symptoms of Raynaud’s yourself by avoiding the cold, wearing gloves and using relaxation techniques when feeling stressed.

Stopping smoking can also improve symptoms, as smoking can affect your circulation.

If you're unable to control your symptoms yourself, then a medication called nifedipine may be recommended.

Read more about treating Raynaud’s.

There are two types of Raynaud's:

Most cases of secondary Raynaud’s are associated with conditions that cause the immune system to attack healthy tissue (autoimmune conditions), such as rheumatoid arthritis and lupus.

The causes of primary Raynaud’s are unclear. However 1 in 10 people with primary Raynaud’s goes on to develop a condition associated with secondary Raynaud’s, such as lupus.

Your GP can help to determine whether you have primary or secondary Raynaud's by examining your symptoms and carrying out blood tests.